Ten Ways To Save $100 This Year

1. Pack 4 lunches per week.

2. Buy 10 articles of clothing at thrift stores and yard sales instead of paying retail.

3. Hang four loads of laundry per week instead of using your dryer.

4. Reduce milk costs by using reconstituted powdered milk in cooking instead of fresh.

5. Once a month make pizza from scratch at home instead of having one delivered.

6. Reduce soda consumption by 4 cans a week. Better yet, get rid of it altogether and save even more on dentistry bills.

7. Write a good, long letter or email, or send a card, instead of making one long-distance phone call per month.

8. Bake two loaves of bread per week.

9. Reduce your smoking by 3 cigarettes a day (or give up smoking altogether and save even more).

10. Handmake at least 6 presents per year, or buy them from small artisans and handcrafters instead of purchasing something mass-produced at a retail store. (Check out etsy.com for incredible handmade goods at very fair prices.)